Thursday, September 29, 2016

Save Money With Exercise

Looking for another incentive to exercise? A new study revealed that regular exercise can reduce yearly health care costs by $2,500. It is known that a sedentary lifestyle can contribute to diseases such as heart disease, type 2 diabetes, obesity and some forms of cancer. The worldwide economic cost of sedentary lifestyles is $68 billion per year resulting from a combination of missed work days and medical bills. Researchers recently looked into exactly how much money a sedentary lifestyle may be taking out of your wallet.

The study analyzed the exercise habits of 26,239 men and women and then divided them into two groups, those who exercised frequently and those who did not. They based their criteria for frequent exercise on the Physical Activity Guidelines that recommends moderate exercise for 30 minutes, 5 days per week.

The researchers then looked at participants medical spending for the year 2012. They found that those who met the exercise guidelines had significantly lower medical costs, with an average savings of $2,500 for the year. Those who lead active lifestyles saved, on average, $400 per year on prescription medications alone. These individuals also visited the doctor’s office less often and had fewer trips to the emergency room.

This study focused the beneficial effects of exercise on cardiovascular health, indicating yearly savings may be much greater when considering the impact of physical activity on other chronic diseases. Additionally, those with good health weren’t the only money savers; those with heart disease who had a consistent exercise routine also had significant medical savings compared to those with heart disease who did not exercise.

Bottom Line: If a healthier lifestyle isn’t enough of a reason to exercise, then consider the benefits of exercise on your wallet. A consistent exercise routine keeps you healthy and delivers long-term financial savings. If you find a gym membership to be too cost prohibitive, consider running, walking or hiking, or look into free or low-cost exercise classes offered in your community.

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